Your personal BFG Lending team offers expert knowledge, industry-leading service, and specialized products for self-employed borrowers.
Additionally, we can provide solutions for FHA, VA, Jumbo, and Conventional mortgages. too!
Here are our most popular mortgage solutions for self-employed individuals:
🌟 Bank Statement Qualifier - We can determine your eligibility by considering deposits made to your business or personal bank account, particularly those related to your business activities.
🌟1099 Only Mortgage- We can assess your eligibility by examining the total income reported on your recent 1099 statements.
🌟 CPA Letter Or Profit & Loss Statement - You can also qualify by providing a CPA letter or a Profit & Loss statement. These financial statements or reports can be used to assess your eligibility.
🌟 True No Income Options -Certainly, if necessary, we can provide a genuine "no income, no employment" loan. That's correct, you won't need to provide any income or employment information on the application. Please note that this option may come with a higher interest rate vs. our other products.
✅ No Tax Returns Required For Self-Employed
✅ Qualify Off Bank Statement Deposits, 1099 Only or CPA Letter
✅ True No Income No Employment Verified Available
✅ FICO Scores 600+ Options
✅ Loan Amounts $150,000 to $5,000,000
✅ Purchase, Refinance & Cash Out
✅ SFR, Condo, Multi-Family Allowed
The BFG Lending team offers expert knowledge, industry-leading service, and specialized products for self-employed borrowers.
Additionally, we can provide solutions for FHA, VA, Jumbo, and Conventional mortgages. too!
Here are our most popular mortgage solutions for self-employed individuals:
🌟 We can determine your eligibility by considering deposits made to your business or personal bank account, particularly those related to your business activities.
🌟We can assess your eligibility by examining the total income reported on your recent 1099 statements.
🌟You can also qualify by providing a CPA letter or a Profit & Loss statement. These financial statements or reports can be used to assess your eligibility.
🌟Certainly, if necessary, we can provide a genuine "no income, no employment" loan. That's correct, you won't need to provide any income or employment information on the application. Please note that this option may come with a higher interest rate vs. our other products.
✅ No Tax Returns Required For Self-Employed
✅ Qualify Off Bank Statement Deposits, 1099 Only or CPA Letter
✅ True No Income No Employment Verified Available
✅ FICO Scores 600+ Options
✅ Loan Amounts $150,000 to $5,000,000
✅ Purchase, Refinance & Cash Out
✅ SFR, Condo, Multi-Family Allowed
Your request has been submitted.
🌟Are you self-employed, a 1099 contractor, or a business owner seeking a streamlined approval process and improved qualification options with a low-document, no tax return mortgage? If so, we specialize in Self-Employed Mortgage Solutions! Being a go-getter, a trailblazer, and a self-starter with an entrepreneurial spirit should never stand in the way of owning your own piece of paradise.
We recognize that your financial path as a self-employed individual is distinct, which is why we're excited to introduce our customized Self-Employed Mortgage solutions.
🌟 What Sets Our Self-Employed Mortgage Apart?
✅ Tailored Solutions: We understand that each individual's financial situation is unique. Our experts collaborate with you to craft a mortgage solution that fits your income sources, business setup, and financial goals.
✅ Streamlined Documentation: Say goodbye to overwhelming paperwork. We've simplified our documentation requirements, ensuring a hassle-free process for you to furnish the necessary financial information. Plus, our self-employed home loans don't necessitate tax returns!
✅ Competitive Rates: Your dedication deserves the finest. Enjoy competitive interest rates that transform your dream home into an affordable reality.
✅ Flexible Approval Criteria: We comprehend the unpredictable income patterns of self-employment. Our approval criteria consider your distinctive financial situation, enhancing your approval prospects.
✅ Expert Guidance: Our team of mortgage specialists is well-versed in the nuances of self-employment. You can rely on us to lead you through the process, addressing your inquiries and providing valuable insights.
✅ Faster Approvals: We understand the importance of time. Our streamlined processing guarantees faster approvals, allowing you to secure a home or access your equity quickly through a refinance.
Don't let the challenges of self-employment hinder you from achieving your real estate goals. Open the door to your next home purchase or refinance with our Self-Employed Mortgage options.
🌟 Our Self-Employed Mortgages are available for purchase, refinance, and cash-out refinance transactions.
🌟 Our Self-Employed Mortgages are available for primary residences, second homes, and investment properties.
🌟 Did we mention? NO TAX RETURNS REQUIRED!
Our most popular self-employed mortgage solutions:
🌟 BBank Statement Qualifier - We can determine your eligibility by analyzing deposits made to your business or personal bank account that are related to your business activities.
🌟1099 Only Mortgage - We can assess your eligibility by considering the total income reported on your recent 1099 statements.
🌟A profit and loss statement or a PA letter. Reports or financial statements may be utilised to qualify.
🌟Genuine No Income Option: If necessary, we can provide a true "no income, no employment" loan. That's correct – there's no requirement to declare income or employment on the application. (Please note, this option may have a higher interest rate.)
To begin the mortgage process, it's crucial to have a comprehensive conversation with your loan officer to determine your specific needs.
After gaining a deep understanding of your loan options, you will receive a formal, written rate quote. Once you are entirely content with the loan terms, you can confidently proceed with the approval process. The licensed BFG team is fully prepared to assist you through these steps. Click "learn more" or "book a consultation" to initiate the process today.
When you receive pre-approval for a loan, sellers and their agents consider you a serious and trustworthy buyer. This can enhance your negotiation leverage, particularly in terms of price, as they are aware of your financial capacity to complete the purchase if they accept your offer.
In most cases, we can offer formal credit and income approval within the same or next day for your submissions. Feel free to give us a call today, and let us assist you in getting pre-approved.
Once you're under contract to purchase a property or ready to begin your refinance, we'll guide you through the final underwriting process. Your loan officer will supervise and manage the appraisal and title procedures, secure your final approval, and complete the loan process by delivering the necessary loan documents to your closing company. With the right team by your side, the entire loan process can be straightforward and hassle-free.
Rest assured, we'll ensure you reach the finish line with a successful outcome!
