Bank Statement Self Employed Home Loans & Mortgages


Your BFG Lending team offers expert knowledge, industry-leading service, and specialized products for self-employed borrowers seeking qualification through low-documentation bank statement home loans.

Certainly, we provide solutions for FHA, VA, Jumbo, and Conventional mortgages.  too! 


Our top-rated self-employed mortgage solutions include:

🌟 Bank Statement Qualification - We can assess your eligibility by considering deposits made to your business or personal bank account that are related to your business activities. 

🌟1099 Only Mortgage - We can assess your eligibility by considering the total income reported in your recent 1099 statements. 

🌟CPA Letter Or Profit & Loss Statement. Financial documents and reports can be utilized for qualification purposes.  

🌟True No Income Option - If necessary, we can provide a genuine "no income, no employment" loan. That's correct, there's no need to disclose income or employment on the application. Please note that this option may have a higher interest rate. 

Book Consultation

Uh Oh!

Something went wrong. Please refresh the page and try again or call us at 480-405-6333

Bank Statement Home Loans
For Self-Employed & 1099 Borrowers. 

🌟Are you self-employed, a 1099 contractor, or a business owner seeking an uncomplicated, low-document, no tax return bank statement mortgage qualification process to streamline your approval and enhance your eligibility?  Indeed, we specialize in Bank Statement Mortgages tailored for self-employed borrowers like you!  We believe that your entrepreneurial spirit and drive should never stand in the way of owning your own piece of paradise.

We recognize that your financial path as a self-employed individual is distinct, and that's why we're excited to offer our customized Self-Employed Bank Statement Mortgage solutions. 

🌟 Why Opt for Our Self-Employed Bank Statement Mortgage?

✅ Tailored Solutions: We understand that everyone's financial situation is unique. Our experts collaborate with you to create a mortgage solution that matches your income sources, business setup, and financial goals.

✅ Streamlined Documentation: Say goodbye to piles of paperwork. We've simplified our documentation process, making it effortless for you to submit the required financial information. Plus, our self-employed home loans don't demand tax returns!

✅ Competitive Rates: We believe in rewarding your dedication. Enjoy competitive interest rates that transform your homeownership dreams into an affordable reality.

✅ Flexible Approval Criteria: We recognize the unpredictable income patterns of self-employment. Our approval criteria consider your distinct financial situation, enhancing your approval prospects.

✅ Expert Guidance: Rely on our team of mortgage specialists who are well-versed in the complexities of self-employment. They will lead you through the process, addressing your queries and providing valuable insights.

✅ Swift Approvals: We understand the importance of time. Our efficient processing guarantees rapid approvals, allowing you to secure a home promptly or access your equity through a refinance without delay. 

Don't allow the intricacies of self-employment to hinder your real estate aspirations.  Open the door to your next home purchase or refinancing with our Self-Employed Mortgages.

🌟 Our Self-Employed Mortgages are available for purchase, refinance, and cash-out refinance transactions.

🌟 Our Self-Employed Mortgages are available for primary residences, second homes, and investment properties.

🌟 Did we mention? NO TAX RETURNS REQUIRED!

Our most sought-after self-employed mortgage solutions:

🌟 Bank Statement Qualifier - We have the ability to assess your eligibility by reviewing deposits made to your business or personal bank account that are related to your business activities. 

🌟1099 Only Mortgage - We can determine your qualification based on the total income reported in your recent 1099 statements. 

🌟PA Letter Or Profit & Loss Statement - You can qualify by providing a CPA (Certified Public Accountant) letter or a Profit & Loss Statement. Financial statements or reports can also be used to support your qualification.  

🌟True No Income Option - If necessary, we can provide a genuine "no income, no employment" loan option. That's correct, you won't need to provide income or employment information on the application. Please note that this option may come with a higher interest rate. 

How It All Works

Connect with your team!

To begin the mortgage process, it's crucial to have a comprehensive conversation with your loan officer to determine your specific needs.

After gaining a deep understanding of your loan options, you will receive a formal, written rate quote. Once you are entirely content with the loan terms, you can confidently proceed with the approval process. The licensed BFG team is fully prepared to assist you through these steps. Click "learn more" or "book a consultation" to initiate the process today. 


Book Appointment

Secure Loan Approval!

When you receive pre-approval for a loan, sellers and their agents consider you a serious and trustworthy buyer. This can enhance your negotiation leverage, particularly in terms of price, as they are aware of your financial capacity to complete the purchase if they accept your offer.

In most cases, we can offer formal credit and income approval within the same or next day for your submissions. Feel free to give us a call today, and let us assist you in getting pre-approved.


Book Appointment

Close Your Loan!

Once you're under contract to purchase a property or ready to begin your refinance, we'll guide you through the final underwriting process. Your loan officer will supervise and manage the appraisal and title procedures, secure your final approval, and complete the loan process by delivering the necessary loan documents to your closing company. With the right team by your side, the entire loan process can be straightforward and hassle-free.

Rest assured, we'll ensure you reach the finish line with a successful outcome!

Book Appointment

Call us now @ (480) 405-6333.

Book Consult
Barrett Financial Group, L.L.C is a NMLS Licensed, independent mortgage company that provides mortgages for borrowers. Barrett Financial Group is not affiliated with any Govenment agency. All terms subject to credit approval and this is not a commitment to lend. Not all applicants will qualify.