ITIN & Foreign National Home Loans

🏡 Gain access to homeownership through ITIN Home Loans and Foreign National Mortgages!

Are you aspiring to own a home in the United States but lack a Social Security Number (SSN)? Don't let that stand in your way! Explore the fantastic option of ITIN Home Loans and turn your homeownership dreams into a reality.

🌟 An ITIN Home Loan is a specialized financial product tailored for individuals who are not U.S. citizens or residents and do not possess a Social Security Number (SSN). These individuals are issued an Individual Taxpayer Identification Number (ITIN) by the Internal Revenue Service (IRS) for tax payment purposes, even if they are ineligible for an SSN. With an ITIN Home Loan, you can obtain a mortgage and realize the American dream of becoming a homeowner.


🌟ITIN & Information About Foreign National Home Loans:

✅ You can secure a Foreign National Home Loan with a down payment as low as 15%, and it even permits 100% of the funds to be gifted.  

✅There are alternative income options available, as well as the option for no income and no employment verification, for investment properties. 

✅ Having a U.S. Credit is not a requirement. You can explore No FICO Score options with a 25% down payment. 

✅ Loan amounts ranging from $200,000 to $3,000,000 are available.

Book Consultation

Uh Oh!

Something went wrong. Please refresh the page and try again or call us at 480-405-6333

ITIN Home Loans & Foreign National Mortgages


🏡 Open the door to homeownership with ITIN Home Loans and Foreign National Mortgages!

Do you dream of owning your own home in the United States, but you don't have a Social Security Number (SSN)? Don't allow that to deter you! Explore the amazing opportunity of ITIN Home Loans and turn your homeownership dreams into reality.

🌟 An ITIN Home Loan is a special financial option created for individuals who are not U.S. citizens or residents and do not possess a Social Security Number (SSN). The Internal Revenue Service (IRS) issues ITINs to individuals who have a tax obligation but do not qualify for an SSN. Through an ITIN Home Loan, you can obtain a mortgage and realize the American dream of owning a home.

🏠 Pros and Advantages of ITIN Home Loans:

✅ Making Homeownership Accessible: ITIN Home Loans are custom-designed to assist individuals who are not U.S. citizens in realizing their dream of owning a home. You are no longer required to possess a Social Security Number (SSN) to purchase your ideal home.

✅ Adaptable Eligibility Standards: ITIN Home Loans feature more forgiving qualification requirements in comparison to conventional mortgages, simplifying the process for borrowers to meet the criteria.

✅ Establishing a Credit History: Making regular payments on your ITIN Home Loan can assist you in building a credit history in the United States, ultimately enhancing your financial profile as time progresses.

✅ Attractive Interest Rates: Take advantage of competitive interest rates that enhance the affordability and attainability of homeownership.

✅ Diverse Loan Options: Select from a variety of loan programs, such as fixed-rate and adjustable-rate mortgages, to discover the one that aligns best with your requirements and financial plan.

✅Investment Possibilities: ITIN Home Loans enable you to acquire both your primary residence and investment properties, facilitating the growth of wealth through real estate ventures.

✅ Tax Advantages: Being a homeowner can make you eligible for tax benefits, including deductions for mortgage interest and property taxes, which can lead to savings.

✅ Predictable Housing Expenses: Opting for a fixed-rate ITIN Home Loan ensures that your monthly mortgage payments stay constant throughout the loan's duration, offering financial predictability.

🌐 Beginning the Process: Initiating an ITIN Home Loan is more straightforward than you may imagine. Our knowledgeable team of mortgage experts is available to assist you at every stage of the process. We comprehend the distinct requirements of non-U.S. citizens and are dedicated to tirelessly aiding you in realizing your homeownership objectives.

📞 Get in Touch Now: Don't allow the absence of an SSN to hinder your homeownership dreams in the United States. Start your journey towards owning a home with an ITIN Home Loan today.

🏠Your dream home is attainable through ITIN Home Loans!🌟🏡 


How It All Works

Connect with your team!

To begin the mortgage process, it's crucial to have a comprehensive conversation with your loan officer to determine your specific needs.

After gaining a deep understanding of your loan options, you will receive a formal, written rate quote. Once you are entirely content with the loan terms, you can confidently proceed with the approval process. The licensed BFG team is fully prepared to assist you through these steps. Click "learn more" or "book a consultation" to initiate the process today.

Book Appointment Now

Secure Loan Approval!

When you receive pre-approval for a loan, sellers and their agents consider you a serious and trustworthy buyer. This can enhance your negotiation leverage, particularly in terms of price, as they are aware of your financial capacity to complete the purchase if they accept your offer.

In most cases, we can offer formal credit and income approval within the same or next day for your submissions. Feel free to give us a call today, and let us assist you in getting pre-approved.

Book Appointment Now

Close Your Loan!

Once you're under contract to purchase a property or ready to begin your refinance, we'll guide you through the final underwriting process. Your loan officer will supervise and manage the appraisal and title procedures, secure your final approval, and complete the loan process by delivering the necessary loan documents to your closing company. With the right team by your side, the entire loan process can be straightforward and hassle-free.

Rest assured, we'll ensure you reach the finish line with a successful outcome!

Book Appointment Now

Call us now at (480) 405-6333

Barrett Financial Group, L.L.C is a NMLS Licensed, independent mortgage company that provides mortgages for borrowers. Barrett Financial Group is not affiliated with any Govenment agency. All terms subject to credit approval and this is not a commitment to lend. Not all applicants will qualify.